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Glossary

Cash flow projection

A cash flow projection estimates how money moves in and out over time. In personal finance, it helps explain whether a plan is sustainable before balances are affected.

  • Cash flow is about movement, not just balances.
  • Timing matters as much as totals.
  • Projection helps reveal stress points early.
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Definition

A cash flow projection estimates future inflows and outflows across a chosen time period. For households, that usually means pay, recurring bills, saving, debt service, and other expected spending.

Why it matters in long-range planning

Two plans can end with similar net worth and still feel very different in the middle. Cash flow projection is what shows whether you have enough room along the way.

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